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Tag: Insurance Companies

1. We settle quickly.

Now any lawyer might make a telephone call to try to negotiate a settlement. And settlements are usually good things: a compromise between opposing parties to the mutual benefit of each.

But it is a mistake to hire a law firm that advertises that its goal is to settle cases. You see, there are few secrets in this business. Many lawyers know each other or each other’s firms or each other’s reputations. And this “quick settlement” advertisement is out there just to attract new clients. It says nothing good about the quality of that law firm’s services. In reality, a firm known for settling cases is a firm that won’t fight.

I would rather hire the lawyer who has a reputation for being tough on defendants and their insurance carriers – who strikes fear in their hearts – than hire a lawyer who is known as a quick or easy settler. Because the insurance companies know who these lawyers and law firms are. You can not get top dollar for your case with the “quick settlers” because the insurance carriers know these law firms want the quick settlement and won’t go to court. Such firms need to settle, to live up to their advertising. Is that who you really want to handle your accident case? Remember, you don’t get a second chance to get top dollar.

2. [Fill in the number] years combined experience.

Now I have 23 years of experience practicing law. Would that really be equal to four attorneys with five years experience and one with three years experience? No.

3. Free consultation.

All personal injury attorneys give one.

4. No fee unless successful.

Most personal injury attorneys utilize this type of fee called a “contingent” or “contingency” fee and based on a percentage of the money recovered, typically, one-third. YOU NEED TO KNOW that you, the client, remains responsible for case expenses and disbursements, such as: court filing fees, fees for medical and hospital records, expenses of investigation, court reporter fees, and the like. Your lawyer is supposed to tell you that the costs and disbursements remain you, the client’s, responsibility.

Advancing case expenses is like an interest-free loan that the attorney makes on every accident case. This is a loan that the client must repay when his or her case settles. This is not the equivalent of a lawyer loaning money directly to the client, which is not permitted. Now advancing case expenses is not a terrible problem because attorneys generally won’t advance a lot of money on questionable cases that they feel might not win. But that accident attorneys advance case expenses that are repayable by the client is something you should know.

5. Home/hospital visits available: we come to you.

Most personal injury attorneys do this. And it’s not a big deal, as long as you’ve called that attorney and asked for the visit.

6. Telephone #’s that spell things, like 1-800-HurtInAnAccident.

A very strong, memorable marketing tool. Usually used by services that refer cases to member law firms. So the question becomes: who will be your attorney? Does the referral service tell you? Does it even know whom it is sending your telephone call to? And this again raises all of the previously discussed questions about your attorney’s qualifications and ability.

7. Call 24 hours/7 days a week.

What, you hired an attorney that doesn’t sleep?

8. Slogans like: We fight hard for you; we care for you; we kick insurance company butt; we provide aggressive representation. (This
is a partial list.)

This is meaningless drivel.

If you think about it carefully, the things that most attorneys advertise, such as the numbered items above, are the same as every other attorney advertises. Worse yet, they do not address the important questions, such as the ten items listed above. So read what I’ve written carefully, then read it again. Otherwise, you may not even know the questions to ask, let alone what the answers should be.

By: Gary E Rosenberg

An accidental injury can be traumatic, but sometimes what follows after a recovery might be even more traumatic than the injury itself. Your fight to get justice delivered in terms of compensation can be a really painful process. It might even be futile unless you have an experienced personal injury lawyer. Trials in respect of cases involving medical negligence or personal injury can be lost easily if not handled by a competent personal injury attorney.

Handling cases of personal injury or medical negligence requires the attorney to have considerable medical knowledge as well as legal knowledge. This is required in order to understand the implications of the client’s injuries and maximize the compensation. Also a thorough knowledge of experts in every aspect related to personal injury law should be known to the attorney.

Only an experienced lawyer will be able to have a sound footing in this regard. One must always choose a lawyer based on his length of service and must definitely check the verdicts or settlements that he has succeeded in getting for his clients. An experienced attorney will also have a database of experts who will evaluate and assess the damage or injury you have suffered. Such expert opinion will help you in obtaining the optimum compensation for any damages caused.

An experienced trial lawyer very well understands the importance of data collection. He or she will gather all details regarding the events that led to the personal injury and those that followed after the injury. They have an uncanny ability to extract vital details from you, the plaintiff, that may make prima facie seem less important.

Insurance companies will use all weapons in their arsenal in order to avoid paying compensation. Therefore, to counter these tactics, the experienced trial lawyer must research and prepare relentlessly for the showdown. This includes formulating strategies to counter delaying, denying, and defending claims. The details collected from the plaintiff are analyzed from all angles to come up with strong arguments.

In cases of medical negligence or product liability, the plaintiff definitely should be represented by an experienced lawyer, in order to secure a speedy settlement. The defendant and their team of professionals can cause a case to drag on and on by using every delaying trick at their disposal. So even if you believe that you have an open and shut case, don’t be tempted to defend yourself. Going up against a large corporation or a insurance company requires that you arm yourself with every conceivable advantage.

By: Nick Messe